Pakistani software houses and payment companies can now learn to build on Mojaloop, open-source software for running instant payments between banks and wallets, through a 16-week course the State Bank of Pakistan opened on Tuesday. Lessons run from November 2026 to February 2027.
Nothing changes for customers yet. The scheme builds skills, and SBP has not said it plans to use Mojaloop for any payment system in Pakistan.
It is the first project under the collaboration framework of SBP’s Innovation Hub, which the bank created under Vision 2028 to work with banks, fintechs, technology firms and universities. Deputy Governor Saleem Ullah, speaking at the Karachi launch, described the course as a chance to pair Pakistani talent with overseas expertise so that institutions can ship practical payment tools. SBP describes the framework as non-exclusive and neutral between technologies and providers.
Teaching comes from the Mojaloop Foundation, the non-profit behind the code. Learners study at their own pace and attend sessions with experts, and they join the wider Mojaloop developer community afterwards. The course targets system implementers, digital financial service providers and operators of payment hubs.
The Foundation says on its own site that it runs accelerators like this only where a government has committed to officially exploring Mojaloop. It pairs experienced integrators with newer ones who finished its free online training, so local firms can later build and support payment systems themselves.
SBP has not published which firms are taking part, or how others can apply. The bank has also not said whether the programme will be repeated after February 2027, or what it expects local firms to build once they finish the course.
