JazzWorld, the group that runs Jazz in Pakistan, booked Rs. 144.9 billion in revenue for the July to September quarter, 26.6% more than a year earlier. Digital services now bring in 40.1% of that, up from 34.3% twelve months ago.
For people on the network, the numbers that matter are 76.4 million mobile customers, of whom 59.5 million use 4G or 5G, and average data use of 8.4GB per person, up 11.7%. The company says it has put up more than 1,000 5G sites so far.
Jazz spent Rs. 20.9 billion on investment during the quarter, 68.9% more than before, and Rs. 18.6 billion of it went on telecom and infrastructure. JazzWorld says the money paid for rolling out spectrum it recently acquired, adding capacity and the continuing 5G build. Customers can already buy a Jazz 5G device for Rs. 18,000 at its stores.
Plain connectivity grew more slowly than everything around it. Telecom and infrastructure revenue rose 15.5% to Rs. 86.8 billion, while digital services jumped 47.9% to Rs. 58.1 billion. EBITDA, a measure of operating profit, reached Rs. 65.2 billion, up 23.9%.
Financial services was the fastest part: Rs. 43.4 billion, up 67.6%, across JazzCash, Mobilink Bank and JazzSure Insurance, which was previously TPL Insurance. The group’s gross loan portfolio grew 51.9% to Rs. 134.6 billion by 30 September. On JazzCash, 30.4 million people were active in the quarter out of 65 million wallet accounts, and roughly 2 million shops accept it (957,000 of them active). Transactions on the wallet came to Rs. 6.9 trillion, up 79.2%, and it handed out more than 230,000 small loans a day.
The lifestyle apps also gained users. SIMOSA has 36.3 million active users (up 22.1%), Tamasha 33.9 million, and the FikrFree insurance product covers 16.8 million policyholders. The company’s ROX label now has 3.3 million users, nearly two thirds more than last year.
JazzWorld chief executive Aamir Ibrahim said digital services are now about 40% of revenue and still depend on a reliable connection, which is why network investment stays central. He also pointed to AI that lets people ask for help in their own language as one practical way to close what he called the intelligence divide in Pakistan.
